Partner: Tarifcheck

Compare Pension Insurance in Germany

Private retirement provision complements the statutory pension. The comparison of pension products will be provided through our partner Tarifcheck as soon as the feature is activated.

Compare Pension InsuranceComing Soon

How the comparison will work

1

Enter your details

You provide the required information about age, contribution and desired term on the partner platform.

2

Compare offers

Available pension products and conditions are presented in a structured way at Tarifcheck.

3

Choose the right solution

If you are interested, the process continues directly with the respective provider.

Benefits of using OptiPartner Hub

A comparison covers only the offers available at the partner and is not a complete market comparison.

Free comparison

Using the partner's comparison tool is free of charge for you.

Non-binding

A comparison does not create any obligation to sign a contract.

Fast process

Entering your data and reviewing the available offers takes only a few steps.

Handled by the partner

Application and contract are handled exclusively by the respective provider.

General information on retirement provision

Retirement provision in Germany is usually based on three pillars:

Statutory pension

The statutory pension insurance is the basis of retirement provision for employees. The amount depends among other things on contribution years and income.

Private retirement provision

Private products such as pension or life insurance policies supplement the statutory pension. Conditions, terms and benefits differ between tariffs.

Occupational pension schemes

Programmes organised through the employer can further increase the later pension. The structure depends on the respective model.

This overview is for general information only and does not replace individual advice. OptiPartner Hub does not recommend any specific provider and does not quote prices.

Retirement provision areas

These product areas are brought together on this page. Comparison features will be added step by step.

Private pension insurance

Capital build-up with a later pension payout. Conditions and benefits are defined by the respective insurer.

Coming Soon

Riester pension

State-subsidised form of private retirement provision with allowances for eligible persons.

Coming Soon

Rürup pension

Basic pension designed in particular for self-employed people and freelancers.

Coming Soon

Occupational disability insurance

Income protection in case your profession can no longer be practised for health reasons.

Coming Soon

Life insurance

Protection for dependants or capital build-up, depending on the chosen contract type.

Coming Soon

Accident insurance with pension benefit

Benefits paid as a pension after an accident resulting in permanent impairment.

Coming Soon

Supplementary retirement savings

Additional saving and provision formats that can reduce the pension gap in old age.

Coming Soon

Important partner notice

OptiPartner Hub provides general information only. The comparison itself will later take place on our partner's platform.

Additional provision areas will be added step by step as soon as the respective partner integration becomes available.

OptiPartner Hub is not an insurance company and does not provide individual insurance, financial or legal advice.

Frequently asked questions

A private pension insurance is a provision contract in which capital is built up over the term and later paid out as a pension or lump sum. The exact conditions are defined by the insurer.

The Riester pension is aimed primarily at employees subject to social insurance and works with state allowances. The Rürup pension is designed as a basic pension and is mainly relevant for self-employed people and freelancers.

In principle several products can be used in parallel. Whether this makes sense depends on your personal situation and should be reviewed individually.

The feature will be activated once the partner integration is completed. Until then this page is for information purposes only.

Pension insurance comparison coming soon

As soon as the partner integration is active, you will be able to start the comparison directly from this page.

Compare Pension InsuranceComing Soon